* To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

** Under section 75 of the consumer credit act 1974 credit card purchases over £100 are protected in some circumstances.

Our services are designed for UK residents and are offered on a non-advised basis solely for informational purposes. We do not charge any fees, endorse specific products or providers, or provide financial advice. The information on this page is intended for informational purposes only and should not be considered financial guidance.

Digitonomy Limited (trading as thimbl.) is a credit broker not a lender. Digitonomy's registered office is: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Registered in England and Wales, under company number 08385135. Digitonomy is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).

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